Meet The Team
OWNER / Loan Officer
After returning from Vietnam in 1972, I started working as an Owner Operator of tractor and trailer driving coast to coast weekly ending up in 1980 running national interstate trucking company with 80 tractors and 300 trailers. After selling the trucking company, I started working in the Gulf of Mexico, initially as a deckhand, but ending up as Ships Captain in the Merchant Marine with a Master’s license to operate vessels in any ocean. In 1988 I returned to Ohio to operate a manufacturing company in Fairfield building mobile mammography and health screening vehicles for hospitals and Universities. In 1993 I started a Construction and Renovation Company to build and remodel properties.
Since 1998 I have been originating mortgage loans in Ohio focusing on “helping people others either will not or cannot help”. Over the past 20 years many people who have been told they will “never” be able to own their own home have become homeowners with the help of Horizon Home Loans.
I am married and a father of three daughters; Stacey, Samantha and Sydney, affectionately known as the Triple S Threat S1-S2-S3.
As the proud owner of two total knee replacements, I enjoy pedaling my bicycle 100-200 miles a week year round. As my orthopedic surgeon said, either use them or lose them, knees that is.
I have been in the mortgage industry for over 25 years, starting in the title business and then transitioning to the mortgage side, approximately 15 years ago. I’ve seen many changes in the industry over time and one thing remains the same and that’s our commitment to helping people make their dream of home-ownership reality.
We are not a big bank or a big corporate company and I think that’s what makes us special, you are not just a number or a face you become family to us. You can find me in the office Monday through Friday during normal business hours, ready and willing to help you any way I can.
I was born and raised in the Hamilton/Fairfield area and currently reside in Fairfield with my husband, Ken. I have 2 sons and 3 beautiful grandsons. In my free time, I love spending time with friends and family, I love to shop and my husband and I love to travel.
Ginni is truly passionate about the mortgage profession and the result of this is that 100% of her business are referrals from satisfied customers, trusted financial planners, and the most experienced Realtors in the Greater Cincinnati and Dayton Metropolitan areas. Ginni’s mission is to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many loan options available.
With over 18 years’ experience in the mortgage industry, she and her team of experts are ready to help you every step of the way. You only think about financing a home a few times in your life, Ginni thinks about it every single day.
Having grown up in the military, I had the opportunity to travel and see the world. Part of moving around though is you are always the “new kid”. I constantly had to make new friends, which at times could be difficult, but what I remember the most are the people that treated me with kindness. I have taken that memory and applied it to all aspects of my life, but especially in my business. I know that customers can take their business anywhere, so I want to make sure I treat them with respect and kindness, like they are family. One of my favorite quotes is by Maya Angelou and it’s something that sums up how I approach my business:
A little about my education, I graduated from the University of San Diego, with a BA in Sociology and an MBA in Finance from the New York Institute of Technology. I have been an entrepreneur for the last fourteen years and continue to build companies around exceptional customer service.
I got into the mortgage industry because having gone through the home buying process myself; I know how daunting and stressful it can be. My goal is to make the process as smooth and easy for my clients. I am here to help people become homeowners because it’s an amazing feeling to walk over your home’s threshold and know that it is yours. It is an honor to hand a client the keys to their first home, when no one else was willing to walk on this home purchasing journey with them.
I am here to help when a client is ready.